Travel Insurance – Don’t Leave Home Without it!
Travel insurance is just that, an assurance that if some mishap occurs, no mater where you are, you’re covered.
But you may be asking, “I have health insurance, so why do I need more insurance while I’m travelling?”. Many medical insurances do not cover you outside of your home country. And even outside of medical care, some insurances don’t include coverage of lost checked luggage, damaged luggage or natural disasters. If something happens outside of your control, you want to be confident that you have travel assistance ready to help.
A Few Reasons Why You Should Purchase Travel Insurance:
1. Peace of mind while on your trip. When you know all of your medical bases are covered, you’ll be able to enjoy your holiday that much more.
2. If COVID has taught us anything, it’s that you want to be prepared for whatever outbreak may pop up. You can make sure to have coverage for COVID-19 while you’re traveling in another country. Travel insurance may even cover you in case you need to quarantine abroad.
3. Some countries require you to have a travel insurance policy before entering their borders. Countries like Argentina, Jordan, and Belize require travel health insurance for all incoming visitors.
4. Some countries like the Bahamas require mandatory coverage as a part of your Travel Health Visa for all tourists before entry into the country. But this mandatory visa may not include coverage for delays or lost luggage, so additional coverage may be your best bet!
5. For only a few dollars, travel insurance can be worth it’s weight in gold during a medical or travel emergency. There are lots of options out there when it comes to your coverage. You can find the plan that’s right for you when you’re on the go, SafetyWing insures me when I go abroad for only $42 /4 weeks!
What Else Should You Know?
No matter what insurance you go with, make sure to always read your policy carefully. Be aware of what your plan does and does not cover.
For example, does your policy include a border closing situation or pre-existing conditions? If you’re traveling alone or with family, who all does your policy cover?
For more details on how to buy travel insurance definitely check out Nomadic Matt’s Complete guide to travel insurance.
You never know where in the world you might have a medical or travel emergency, and you should make sure you’re covered!
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